Terms of Service

Last updated: November 11, 2026

Educational Disclaimer

This platform provides financial education ONLY. It is NOT professional financial advice. Cherenfant Group is not a licensed financial advisor. Always consult qualified professionals for personalized financial guidance.

1. Acceptance of Terms

By accessing and using the {BRAND.companyShortName} financial education platform, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Educational Purpose Only

IMPORTANT: All content, tools, calculators, modules, articles, quizzes, and materials provided by {BRAND.companyShortName} are for EDUCATIONAL PURPOSES ONLY. This platform does not provide professional financial advice, investment advice, tax advice, legal advice, credit counseling, or any other professional services. Nothing on this platform should be construed as a substitute for professional financial advice tailored to your specific situation.

3. Not a Financial Advisor

{BRAND.companyName} is a financial education company, not a licensed financial advisor, investment advisor, broker-dealer, credit counselor, or any other regulated financial professional. We do not make recommendations about specific investments, securities, or financial products. We do not guarantee any financial outcomes or results from applying the educational content provided.

4. No Guarantees

We make no warranties or representations that use of our educational content will result in any specific financial improvement, outcome, or result. Individual financial situations vary greatly and what works for one person may not work for another. All financial decisions should be made in consultation with a qualified professional.

5. User Accounts

You are responsible for maintaining the confidentiality of your account credentials. You are responsible for all activities that occur under your account. You must be at least 18 years old to create an account. You agree to provide accurate and complete information when creating your account.

6. Payment Terms

All program purchases are final at the time of transaction. Our programs are priced at $800, $1,200, $1,500, and $1,800 for Starter, Foundation, Advanced, and Premium tiers respectively. Refund requests are handled on a case-by-case basis within 14 days of purchase. Chargebacks without prior contact will result in account suspension.

7. Intellectual Property

All content on this platform, including modules, articles, quizzes, tools, and materials, is the intellectual property of {BRAND.companyName}. You may not reproduce, distribute, or create derivative works without explicit written permission.

8. Prohibited Uses

You may not use this platform to engage in any unlawful activity, attempt to gain unauthorized access, disrupt the service, or use content for commercial purposes without permission.

9. Limitation of Liability

{BRAND.companyShortName} shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the platform or reliance on any educational content. Our total liability shall not exceed the amount you paid for our services.

10. Contact

For questions about these Terms, contact {BRAND.companyName} at info@{BRAND.domain}, {BRAND.city}, Wisconsin.

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© 2026 The Cherenfant Group. All rights reserved. Licensed Fort Lauderdale-based financial education platform.