We audit your credit report, identify the violations, and send dispute letters directly to the bureaus — at no cost to you. If they don't correct them within 45 days, we escalate your case to our attorney partners. They take it to litigation at no cost to you, get your violations corrected, and you could receive up to $2,500 in compensation.
FCRA Compliance Notice — We identify and dispute inaccurate, unverifiable, or incomplete information on your credit report under the Fair Credit Reporting Act. No fees are charged until services are fully performed, as required by federal law.
A simple, proven process designed to get your credit violations corrected — and put money in your pocket.
Use our Smart Credit partner link to pull your 3-bureau credit report. We review it and identify every FCRA violation.
We mail dispute letters directly to Equifax, Experian, and TransUnion on your behalf — at no cost to you.
The bureaus have 45 days to correct the violations. We track every letter, every deadline, and every response.
If violations aren’t corrected within 45 days, our attorney partners take your case to litigation — at no cost to you. You could receive up to $2,500.
We handle everything from audit to litigation — and you never pay a dime out of pocket.
We do the work for you at no cost. No hidden fees, no retainers, no catch. You pay nothing out of pocket for our dispute services.
We audit your credit report, identify FCRA violations, and mail dispute letters directly to Equifax, Experian, and TransUnion on your behalf.
We give the bureaus 45 days to correct the violations we identified. We track every letter, every deadline, and every response.
If the violations are not corrected within 45 days, we push your case to our attorney partners — who take it to litigation at no cost to you.
When our attorneys win your case, your violations get corrected and you can receive compensation up to $2,500 — paid to you, not us.
Every dispute follows the Fair Credit Reporting Act. We document every violation, every letter, and every response for a bulletproof paper trail.
Our credit violation dispute service is completely free. The only cost to you is a credit monitoring subscription through our trusted partner — which also powers your 3-bureau audit.
We audit, send letters, and escalate to attorneys — all at no cost to you.
The only cost — a monitoring subscription through our partner that also gives us your 3-bureau report.
Start with a free credit audit today. We do the work, we send the letters, and our attorneys fight for your compensation — all at no cost to you.
Get Your Free Credit AuditNo upfront cost. No hidden fees. We only get paid when you win.
Have a question? We'd love to hear from you.